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500 Kramer Street, Carterville, IL 62918.
Welcome Home. Completely renovated from the studs in recent years, this 4-bedroom, 2-bath 1.5-story home offers modern updates, a functional layout, and major system upgrades already in place. The main level features a comfortable living room, kitchen, utility room, and convenient back entry area, along with three bedrooms and a full bath. The upper level provides additional living space with a second living area currently used as the primary bedroom, plus another room and a second full bath. Durable vinyl plank flooring runs throughout the home, creating a clean, cohesive look that is both attractive and easy to maintain. Important system updates provide peace of mind, including two HVAC systems (approximately 6 years old) that allow each level to maintain its own comfort. The main level is serviced by a gas furnace, while the upper level uses an efficient heat pump system. The home also includes two gas water heaters, with a traditional tank system downstairs and a tankless unit serving the upper level. Kitchen appliances are approximately 8 years old, with the dishwasher replaced just one year ago. Outside, the covered carport includes a workshop area, providing additional space for projects, storage, or hobbies. With extensive renovations already completed and a versatile layout, this move-in ready home offers comfort, functionality, and modern convenience.
MLS ID: PA1264882
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500 Kramer Street, Carterville, IL 62918.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $199,900 | $199,900 | $199,900 |
| Down Payment | $39,980 | $6,997 | $49,975 |
| Monthly Mortgage Amount | $946 | $1,145 | $1,215 |
| Taxes | $278 | $278 | $278 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,324 | $1,611 | $1,593 |